fbpx

LANDLORD LOANS

LANDLORD LOANS

For Real Estate Investors

Offering low rates, high LTV’s, and long-term security to build equity, create income, and gain appreciation. See how our two-step rental program compares to traditional financing. It’s easy to get started, just fill out our loan inquiry and a loan officer will reach out to you with more details.

Property Under Contract? Apply For A Loan

Need a Loan Commitment?
Get Pre-Approved Now

Need More Information?
Contact Freeland

GETTING PRE-APPROVED IS EASY

LANDLORD LOANS

  • PURCHASE OR REFINANCE
  • NON-OWNER OCCUPIED
  • UP TO 4-UNIT RESIDENTIAL PROPERTY
  • FIXED RATES
  • FULLY AMORTIZING UP TO 30 YEARS
  • NO SEASONING REQUIRED FOR CASH OUT OR RATE & TERM
  • REQUIRES 650+ CREDIT SCORE & 3500 IN ASSETS

KNOW ALL YOUR OPTIONS BEFORE MOVING FORWARD – IT’S FAST AND EASY.

LANDLORD LOAN FINANCING FAQs

We have a few different options for landlord loans. We will provide the specific requirements for any programs you qualify for.

What type of properties are eligible for landlord loans?
  • Single Family Residence (SFR)
  • 1-4 Unit Properties
What are the minimum and maximum loan amounts?
  • Minimum Loan Amount is $50k
  • Maximum Loan Amount is $200K
Can I live in the home while I am rehabbing the property?
  • No. The home must be vacant and remain vacant for the duration of the loan.
Is there a minimum credit score requirement?
  • You must have a minimum FICO score of 650.
Is there a monthly payment?
  • Yes there is an interest-only monthly payment.
Is an appraisal required?
  • Yes an appraisal is required for all landlord loans.
Is there a prepayment penalty?
  • No you can pay the loan off at any time.
Who is eligible for a landlord loan?
  • Landlord loans are commercial loans, which means we can loan to LLC’s, Partnerships and Corporations.
What type of documentation is required for a landlord loan?
  • All programs require that income and asset documentation be collected and reviewed.

Our landlord loans are subject to business and investor credit approval, geographic, appraisal and other underwriting requirements.

Let us help fund your growth and create more profits. We have loans for every real estate investment. With flexible guidelines and clear underwriting, we can approve you quickly.

KNOW YOUR BORROWING POWER…
GET PRE-APPROVED